FAQ

Questions you need to know

Frequently asked questions with Su1Capital

SU1 Capital is a technology-driven financial services company providing responsible and transparent lending solutions to individuals, MSMEs, and commercial vehicle owners.

Yes, SU1 Capital operates in compliance with applicable RBI regulations and follows prudent lending and risk management practices.

We offer:
•⁠ ⁠Personal Loans
•⁠ ⁠Business / MSME Loans
•⁠ ⁠Commercial EV Loans (2W, 3W & LCV – commercial use)
•⁠ ⁠Asset & Channel Finance solutions

•⁠ ⁠Personal and Business Loans are generally unsecured
•⁠ ⁠Commercial EV Loans are secured against the vehicle

Eligibility depends on the loan type but typically includes:
•⁠ ⁠Minimum age of 21 years
•⁠ ⁠Stable income or business cash flows
•⁠ ⁠Acceptable credit history

Yes. Self-employed professionals, traders, manufacturers, service providers, and MSMEs are eligible for Business and Commercial EV Loans.

You can apply:
•⁠ ⁠Online through our website
•⁠ ⁠By contacting our sales or relationship team

Basic documents include:
•⁠ ⁠KYC (Aadhaar, PAN, etc.)
•⁠ ⁠Income or business proof
•⁠ ⁠Bank statements
•⁠ ⁠Vehicle details (for EV loans)
Document requirements may vary based on the product and customer profile.

Most applications are processed within 24–72 hours, subject to document submission and credit assessment.

Once approved, the loan amount is disbursed directly to your bank account or dealer (for vehicle loans) or SS/HGPD’s (for channel finance)

nterest rates are based on factors such as:
•⁠ ⁠Credit score
•⁠ ⁠Income / business profile
•⁠ ⁠Loan amount and tenure
•⁠ ⁠Risk assessment

No. SU1 Capital follows a transparent pricing policy. All applicable charges are clearly communicated upfront.

Loans are repaid through monthly EMIs via:
•⁠ ⁠NACH / e-Mandate
•⁠ ⁠Bank auto-debit
•⁠ ⁠PDC’s
•⁠ ⁠NEFT/RTGS transfers

Yes, prepayment or foreclosure is allowed as per the loan agreement terms.

We finance electric:
•⁠ ⁠Two-wheelers (commercial use)
•⁠ ⁠Three-wheelers (passenger & cargo)
•⁠ ⁠Light commercial EVs

Yes, GPS installation and vehicle tracking may be mandatory as part of risk and asset monitoring.

You can reach us via:
•⁠ ⁠Website contact form
•⁠ ⁠Email or phone (as mentioned on the website)
•⁠ ⁠Assigned relationship manager

We follow strict data privacy and security protocols to protect customer information.

Yes. We assess creditworthiness using applicable credit bureaus as part of responsible lending practices.

Get in Touch

Reach out to us today if you have any further questions. We are happy to assist with your financial well-being.